Ripple / XRP
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RipplePay — the first spark
589
589 Community
Jan 1, 2004
Ryan Fugger builds RipplePay, a peer-to-peer settlement network letting people extend credit and move value without banks. It's the conceptual ancestor the XRP Ledger would later grow from.
Source: [CoinMarketCap · XRP history](https://coinmarketcap.com/academy/article/xrp-a-history)
"History is being written in the ledger. Will you be a footnote or a chapter?"